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Return To Retirement FAQ Archive   Search the Archives How does a retirement plan affect Social Security when I retire? Answered By Randy Yingger, Editor Yes they could. Some social security plans allow for a contribution to 401(k) plans while a person is still working. If this is not availed, there will be a chance that the person may not be able to avail of the security net and the benefits they are supposed to get in their retirement. There are many who do not take into consideration their social security when they do their retirement planning. As social security is amended, different laws require different planning. With a well-planned retirement plan, you could combine a financial retirement plan and your social security benefits especially if you can fit in on the means test done. --- permission must be obtained from editor Randy Yingger to re-publish --- Community Living Retirement

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